Fund invests into government bonds of eurozone countries. Disregarding the investments performed by the Fund, NOVIS guarantees the value of the capital invested in this Fund as well as a monthly return until the end of the year based on rate published on the website of Insurer before the end of preceding calendar year.
As the return for each year is guaranteed, the return on investment and the value of the investment are not directly dependent on the development of the underlying assets. The achieved yield of the underlying assets may influence the future value of guaranteed appreciation of the Fund.
The return announced for the year 2025 is 0,30% p.m. monthly, representing a yearly return of 3,66% p.a.
| A. Government bonds |
100% |
| B. Bank deposits |
20% |
| Long-term investment objective: |
increase of value of investment on the level of inflation |
| Benchmark: |
none |
| Guarantee of capital or yield: |
value of the capital invested in this Fund as well as a monthly return
until the end of the year based on rate published on the website of Insurer; it is guaranteed by NOVIS
without any 3rd party guarantee |
| Expected volatility: |
very low |
| Expected performance: |
moderate |
| Currency of Fund: |
EUR |
| Currencies of underlying assets: |
EUR |
| Currency risk: |
none |
| Limitation on business sector/s: |
none |
| Geographical limitations: |
invests into government bonds of eurozone countries |
| Change of structure of the portfolio: |
fixed; only level of bank deposits may change over time |
| Income and revenues: |
fully reinvested; not intended to pay dividends |
| Direct use of derivates: |
none |
| Use of non-investment grade bonds: |
none |
Documents related to the insurance fund
Cummulative performance
Long-term performance of the insurance fund
